Reserve Fund Snapshot
Two numbers from your reserve study tell most of the story: what the association has, and what the study says it should have by now. This tool turns them into a funded percent, a shortfall, and a shortfall per unit.
Your Reserve Snapshot
Get the Full Snapshot Report by Email
The emailed report is a prepared document: your funded percent and band, what the shortfall means in plain language, the questions it raises for the next budget, and a note on how funded percent is calculated. Enter your email to unlock the notes here and have the report prepared and sent to you.
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How to Read This Snapshot
- Funded percent compares cash in hand to a target. The target comes from your study's method (pooled cash flow or component), so two associations can report the same percent and mean different things. Compare an association to its own past first.
- A shortfall is not a bill. It is the gap the board has to close over time through dues, and whatever is not closed through dues is what tends to surface as a special assessment when a roof, elevator, or painting project comes due.
- Ask for the study's remaining life and cost table. A weak percent with no major project for ten years is a different problem from a weak percent with a roof due next year.
- For condominiums, check the funded percent against the SIRS components separately. Florida law restricts waiving SIRS component reserves, so those lines deserve their own look.
Where this data comes from: most data on DuesData is public information compiled from Florida DBPR records, Sunbiz, county property records, and public real estate listings. The rest is provided voluntarily by owners, board members, and managers. Every figure shows its source and date.